Value Portfolio – Sector Update

By |2016-11-17T15:43:23+00:00August 24th, 2016|Categories: Money Basics|

Significant Changes Since Last Week: We finally made it! The market has reached 100.0% Fair Value (100FV) after flirting with this benchmark for the past several weeks we finally crossed the plateau. Now before everyone runs for the Sell window thinking the market is surely going into overvalued territory we should explain what 100FV means and the normal fair value trading range. First, 100FV means that at the current prices, as a group, the market is trading [...]

Getting Back to Basics – Budgeting 101

By |2016-11-17T15:43:50+00:00August 16th, 2016|Categories: Money Basics, UI Journal|

  Why does it feel like “budget” is a four-letter word? A budget simply shows you your inflows and outflows over a defined period. Having this knowledge will allow you to make financial planning decisions that will affect you out into retirement. The most important thing when thinking about formulating and committing to a budget is to keep it SIMPLE. Don’t force yourself to learn Microsoft Excel in order to track expenses (unless you want to), paper [...]

Top/Bottom 25 Analysis

By |2016-11-17T15:43:51+00:00August 16th, 2016|Categories: Money Basics|

Top 25 Performing Stocks Year-To-Date: Tuesday, August 16, 2016 Significant Changes Since Last Week: Membership in the Top 25 is more desirous than the Bottom 25 and we have two new members this week. Chemours (CC) the spin-out from duPont earlier this year has moved up nicely posting a gain of 128.5%. This is a pleasant surprise because investors were not sure about how the company would survive as an independent enterprise. The [...]

Value Portfolio: Global Asset Allocation Analysis

By |2016-11-17T15:43:58+00:00August 15th, 2016|Categories: Money Basics|

Global Asset Allocation: Monday, August 15, 2016 Significant Changes Since Last Week: Welcome to the first asset allocation analysis report. This report will be produced monthly, on the 15th of each month and take into consideration changes within relative fair values, interest rates and corresponding yields as well as forecasts for each identified classification listed in the table. The table provides target allocations in terms of percentages that would ideally reside in each category. (I say ideally [...]

Value Portfolio Report: Sector/Industry Analysis

By |2016-11-17T15:44:27+00:00August 4th, 2016|Categories: Money Basics|

 U.S. Largecap Sector Relative Fair Values: Wednesday, August 3, 2016 Significant Changes Since Last Week: The domestic market is just 0.6 percentage points away from reaching 100.0% FV. The probability of reaching 20,000 by this time next year remains a realistic goal and at that level the market would still be well within the fair value trading range. Earnings for mid-year will be very important for the short term, next 3 months, but will most likely not [...]

Value Portfolio Report: Sector/Industry Analysis

By |2016-11-17T15:45:10+00:00July 26th, 2016|Categories: Money Basics|

U.S. Largecap Sector Relative Fair Values: Tuesday, July 26, 2016 Significant Changes Since Last Week: The domestic market continues to move closer to 100% FV reaching 98.1% this morning. The probability of reaching 20,000 by this time next year is increasing. At that level the market would still be well within the fair value trading range. Earnings for mid-year will be very important for the short term, next 3 months, but will most likely not derail the [...]

Value Portfolio Report: Sector/Industry Analysis

By |2016-11-17T15:46:07+00:00July 11th, 2016|Categories: Money Basics|

U.S. Largecap Sector Relative Fair Values: Monday, July 11, 2016   Significant Changes Since Last Week: After the Brexit adjustment of last week, we have returned to a high market DOW of 18,146 which is very close to fair value at 96.8%. There are now 4 sectors above 100% FV. Materials drop from the list when it moved from 105.0% FV to 99.8% FV this month. Even though the overall market did not make a big adjustment, [...]

Paychex (PAYX) Moves to Sell Watch Consideration List

By |2016-11-17T15:46:20+00:00July 7th, 2016|Categories: Money Basics|Tags: , |

Paychex (PAYX) Moves to Sell Watch Consideration List Paychex, Inc. provides payroll, and integrated human resource and employee benefits outsourcing solutions for small- to medium-sized businesses. They are focused on achieving strong, long-term financial performance by providing high-quality, timely, accurate, and affordable comprehensive payroll and integrated human resource services; delivering these services utilizing a well-trained and responsive work force through a network of local and corporate offices. The stock has reached 130.8 % FV just squeezing above [...]

The Greenbrier Companies (GBX) Moves to Buy Watch Consideration List

By |2016-11-17T15:46:25+00:00July 7th, 2016|Categories: Money Basics|Tags: , |

The Greenbrier Companies is a designer, manufacturer and marketer of railroad freight car equipment, ocean-going marine barges and a leading provider of wheel services, railcar refurbishment and parts, leasing and other services to the railroad and related transportation industries. It operates an integrated business model that combines freight car manufacturing, wheel services, repair and refurbishment, component parts reconditioning, leasing and fleet management services. Its model is designed to provide customers with a comprehensive set of freight car [...]